567 Essay

Xacc/567 Essay Xacc/567 Essay Frank Zamboni, the man who invented the hypnotic Zamboni ice resurfacing machine, was honored Wednesday with a playable Google Doodle. It would have been his 112th birthday. Zamboni invented his ice-resurfacing machine back in the 1940s, after opening up an indoor ice skating rink with his brother in Southern California. Frustrated that it took five men an hour and a half to lay down a new sheet of ice at the end of the day, Zamboni envisioned a machine that could do it for them. It took him eight years to build it, but by 1947 he had an awkward contraption that sat on two old Dodge front ends, and was powered by a jeep engine. It took just 15 minutes for the machine to resurface the ice, wash the surface and lay down a coat of fresh hot water that was spread by a towel. PHOTOS: Google Doodle highlights The 1988 L.A. Times obituary of Zamboni said his strange ice resurfacer may never have moved beyond his ice rink if it hadn't been for the skating star Sonja Henie. After visiting Zamboni's rink, she wondered if he could make more ice resurfacing machines. Then the Chicago Stadium wanted one for the Black Hawks hockey team, and Zamboni's invention started to take off. Google's game that honors the inventor is simple, but addictive. Little bundled up cartoon characters come gliding out of a hole at the top of the screen, scuffing up the ice on the rink with their skates. When they are finished ruining the ice, it is your job to direct the Zamboni over

Healthy People 2010 Indicator in my Community Essay

Healthy People 2010 Indicator in my Community - Essay Example As a community, our commitment to work towards the key focus areas and meeting of health objectives can be an indicator of a society moving towards its goal of healthy people 2010. Surgeon General David Satcher describes Healthy People 2010as "an encyclopedic compilation of health improvement opportunities for the next decade."3 The 467 target objectives of mission Healthy People 2010 have been broadly divided into 28 focus areas4: Access Arthritis, Osteoporosis, Chronic Back Conditions Cancer Chronic Kidney Disease Diabetes Disability and Secondary Conditions Environmental Health Educational and Community-Based Programs Family Planning Food Safety Health Communication Heart Disease and Stroke HIV/AIDS Immunization and Infectious Diseases Injury/Violence Prevention Maternal, Infant, Child Health Medical Product Safety Mental Health and Mental Disorders Nutrition and Overweight Occupational Safety and Health Oral Health Physical Activity and Fitness Asthma/Respiratory Diseases Public Health Infrastructure Sexually Transmitted Diseases Substance Abuse (including alcohol) Tobacco Use Vision and Hearing In the paper, I will be focusing on Asthma as an indicator of Healthy People 2010 in my community. Herein I will talk about: The prevalence of Asthma cases Its impact on the society The measures taken by us to make our community Asthma free by 2010 The measures taken for handling this problem successfully and overall access to quality healthy services for fighting this problem along with education awareness against causes and cure of Asthma will be instrumental in indicating the success of Healthy People 2010 mission. In the earlier times, only old aged people were known to suffer from respiratory problems like Asthma. But now-a-days, this problem is... In the beginning of the year, the health department of the United States released health goals for the overall country both at the local community and at state level, to be met by year 2010. The health people 2010 is a comprehensive report of key focus areas, our goals and objectives, as well as roadmap for promoting health and wellness and preventing diseases, disability, and premature death. Eliminate health disparities between different segments of the population, including those relating to gender, race and ethnicity, education, income, disability, living in rural localities, and sexual orientation2 Unless we as individuals take up our responsibility, it is not possible to meet the goals of a disease free society by 2010. As members of community, it becomes our responsibility to ensure that we work towards meeting the objectives of a healthy people community. The measures taken for handling this problem successfully and overall access to quality healthy services for fighting this problem along with education awareness against causes and cure of Asthma will be instrumental in indicating the success of Healthy People 2010 mission. The foremost reason for increasing problem of asthma cases in the community is exposure to pollution, inadequate facilities, and high smoking rate

Financial Planning Coursework Example | Topics and Well Written Essays - 10250 words

Financial Planning - Coursework Example I was able to base my financial plan on this. Also I learnt to incorporate various influential factors into my financial plan. On the overall, the chapter provides a framework for financial planning. The first chapter provides the method to derive the goal and the path to achieve the goal. This chapter provides the means of achieving such goal. In other words, it provides us with information on some of the basic tools required such as maintenance of financial records, computation of net worth, preparation of cash flow statement, using financial ratios, and understanding time value of money. The chapter lists out the benefits and various aspects of organizing the documents and records. The issues to be thought about are how long to save a document and how to save it. The purpose of safekeeping devices like safe deposit box or lock box should be understood before investing in one of them. The two financial statements important for an individual are Balance Sheet and Cash Flow Statement. The Balance Sheet reveals the financial position of the individual and the Cash Flow Statement summarizes the cash inflows and outflows. Worksheets 1 and 7 provide the template for preparation of these two statements. Financial ratios such as the debt ratio and the savings ratio give a precise idea of your achievement. It informs you if your debts are well within the limits of the assets you own and the savings ratio keep your savings on track. Time Value of Money is essential to assess one's financial success. A common man thinks that he has earned well on his investment without considering when he is going to get the returns. Understanding the concept of time value of money becomes essential to know if the returns to be earned over a period of time are actually sufficient. Chapter 3: This chapter deals with identifying one's short term and long term financial goals, evaluating one's own abilities and interest in establishing a career plan, understanding and implementing a household budget, and monitoring and controlling expenses. The chapter first provides the precise steps required to establish a set of goals. It is important to list the goals on paper rather than just think about it. The step regarding breaking bigger goals into smaller goals was a good tip. While thinking in the long run, everything looks very vague, whereas in the short run, we are able to think precisely. In the short run, we will be able to execute our long term plan. Career planning, though not directly linked to financial planning, is the very source of the finance that we need to plan for. The chapter gives a detailed explanation on career planning. Through the chapter I was able to learn the real value of my career, which is the present value of it and not just what I am going to earn in the near future. There are also useful websites that give

Stanley Black And Decker Ma Analysis Merger Finance Essay

Stanley Black And Decker Ma Analysis Merger Finance Essay This paper seeks to conduct an MA analysis of the merger between The Black Decker Corporation and Stanley Works. It also seeks to provide details of the announcement and various reactions it elicited in the corporate market. The paper conducts a thorough research on available data on the companies and uses it to conduct the MA analysis to show the possible projected reactions in the market due to the merger. It also looks at the actual current data after the merger and compares the two. The paper concludes that the shareholders of Black and Decker Corporations got a good deal from the acquisition of the company while also the shareholders of Stanley Works experienced increased market capitalization and has had increased share value and dividend earnings. The paper adds knowledge to the already existing body of knowledge. Introduction A merger is the joining up of two or more firms into a single entity. Most companies usually use this strategy in order to increase the competitiveness of the two companies by increasing market share and enjoying economies of scale. Others merge in order to enjoy increased financial synergistic benefits (McDonald, Coulthard and De Lange, 2006). As the world economy is recovering from the 2008 recession, there is increased demand for provision of goods and services. Most companies try to fulfill this demand through various strategies of growing the companies further. Some of those companies do this through mergers and acquisitions. In the past months a merger between The Black Decker Corporation and Stanley Works has graced most of the corporate circles. Black Decker was acquired by the Stanley Works for $ 4.5 billion (Walker, 2011) and the merger completed in March 12, 2010 (Stanley Black Decker Inc Form 10-K, 2011). This paper seeks to conduct an MA analysis of the two companies. It also seeks to provide details of the announcement and various reaction it elicited in the corporate market. Analysis Studies done by Shukla and Gekara (2010) showed that horizontal merges between two multinational firms have various effects on the value of the shareholders wealth. A few days before merging, the share prices were found to be performing very well but a few days after the merge the share prices were found to perform below market portfolio. The share holders would therefore face losses at certain periods after the merge, and depending on market conditions and decisions made by the management, the share prices would probably raise afterwards. Cigola and Modesti (2008) used a static model to conclude that most likely the share prices of companies would increase after mergers. The KPMG report of 2003 (McDonald, Coulthard and De Lange, 2006) also supported this view, by pointing out that, 34% of mergers increased stockholders value, while 32 % reduced. The remaining 34% caused no changes in shareholders value. In the case of Stanley works and The Black Decker Corporation, the announcement for the merger was made officially on November 2, 2009, was completed in March 12 2010 and became effective on December 3, 2010 (Stanley Black Decker Inc Form 10-K, 2011). The two companies merged to create an 8.4 billion dollars business leader in its industry. Over 350 million dollars in cost were the expected synergies during the merger with the Black and Decker shareholders set to get a fixed share ratio of 1.275 shares of Stanley Works for each of their share (Townson, 2009). The shareholders of Black Decker Corporation welcomed the merger and voted in its favor. In order to fully understand the impact of this merger to the shareholders of Stanley Works and The Black Decker Corporation, a financial analysis of the position of the two companies needs to be done. MA analysis Before the merger took place the viability of the merge would have been evaluated using MA analysis. From the data in the MA analysis, it can be clearly deducted that: 1. The value shareholder value at risk (SVAR) and value at risk will be as shown below; The value of shareholders value at risk (SVAR) and value at risk of the merger between the two companies is very important in analyzing the viability of the merger and acquisition. The Black and Decker shareholders received 1,275 shares of Stanley works share for each share they owned at Black and Decker Corporation. This implied that as at October 30, 2009, they got get a premium of 22.1 % (Townson, 2009). From the MA analysis sheet, the percentage of post merger owned by Black and Decker shareholders assuming price at closing date reflects no synergies is 27.7% while that of Stanley Works would be 72.3%. The post deal return to Black and Deckers shareholders assuming price at closing date reflects no synergies was be 0.9% while that of Stanley Works shareholders assuming price at closing date reflects no synergies was be 0.3%. Black Deckers Premium At Risk was 27.7%, while Stanley Works hypothetical shareholder value at risk (SVAR) Assuming an all cash deal was 0.5 %. Stanley Wor ks Actual Shareholder Value At Risk (SVAR) was -0.3% %.( Expectations investing, 2001). 2. The anticipated market reaction will be as shown below: The present values of capitalized annual synergies starting the following year 2011 are 853.7 million and the premium offered for Black and Decker would have been 55.9 million. The Percentage projected of post merger company owned by Black and Decker shareholders was 27.7% while that for Stanley Works shareholders would have been 72.3%. The Post deal return to Black and Deckers shareholders would have been 4.4% while that for Stanley Works shareholders would have been 5.7% (Expectations investing, 2001). 3. Post market initial reactions will be as follows; The percentage post merger company owned by Black and Decker shareholders would have been 27.7% while that of Stanley Works would have been 72.3%. Black and Deckers Post announcement premium At Risk would have been -447.6% while Stanleys Hypothetical post announcement shareholder At risk (SVAR) assuming all cash in would have been 7.2%. Stanley Works Actual Post announcement Shareholder Value At Risk would have been 5.2% (Expectations investing, 2001). Actual data after the Merger Stanley Black and Deckers market capitalization has reached 12.44 billion dollars with its shares trading at $ 74.95. After the merger the Stanley shareholders retained 50.5% of the total share of the combined company. The value of the merger was estimated at $ 4.657 billion with the Merged companies experiencing 425 million dollars in cost synergies a 75 million dollars increment from the originally projected. The number of securities issued upon stock awards stand at 15,369,387. Revenue synergies after the merger have also been put at between 300 million and 400 million dollars by 2013. since the merger the company has been able to enjoy increased goodwill and net earnings of 198.2 million dollars in the year 2010 (Stanley Black Decker Inc Form 10-K, 2011) Conclusion From the above pre merger analysis and post merger data, it can be clearly noted that the shareholders of Black and Decker Corporations got a good deal from the acquisition of the company. Where as the analysis projected that they would only own 27.7 % of the combined stock in the company, the owned 49.5 % from the deal. The deal has also been beneficial to the Stanley Works shareholders who have experienced increased market capitalization and has had increased share value and dividend earnings.

The Great Gatsby :: essays research papers

Book Review   Ã‚  Ã‚  Ã‚  Ã‚  The Great Gatsby by F. Scott Fitzgerald is set in the 1920’s during the Jazz Age. Nick Carraway is a man in his late twenties residing on West Egg island in Long Island, New York living a â€Å"normal† life. That is, until he meets his mysterious neighbor, a wealthy man named Jay Gatsby. He is a man of mystery, living in a mansion that is constantly full of people, music, and fun. Nick’s â€Å"normal† life gets thrown topsy-turvy when he gets involved in the life of this extraordinary millionaire. Marred by jealousy, cheating, and lying, Nick begins to feel the essence of living a glamorous life in the ‘20’s. He showed this when he said, â€Å"Everyone suspects himself of at least one of the cardinal virtues, and this is mine: I am one of the few honest people that I have ever known.†   Ã‚  Ã‚  Ã‚  Ã‚  All along, I felt sorry for Nick being dragged into more and more tragedy, but I especially felt bad for him during one instance. His friend Daisy was married to Tom, but Tom was having an affair with Mrs. Wilson and Daisy had a thing for Gatsby. Daisy and Gatsby were driving home from town after an argument amongst the group of friends when they passed the Wilson’s gas station. Mrs. Wilson ran out to Gatsby’s car, because they were driving Tom’s car, and was hit. Mr. Wilson went positively crazy, and Nick felt torn by his mixed feelings towards his supposed friend Gatsby. â€Å"I disliked him so much by this time that I didn’t find it necessary to tell him he was wrong.† Gatsby’s insensitivity brought on by his lifestyle made Nick despise him. This is the part where I think Nick really started opening his eyes to how Gatsby really was.   Ã‚  Ã‚  Ã‚  Ã‚  This book really displays how the life of an important person is, especially in that time period. At first, Nick is awed and drawn in by the glamour and prestige, but he eventually figures out for himself how rough it really was. Although this book was set back in the ‘20’s, the lessons you learn from it still apply to society and life in general today. Anyone could read this book and draw a few lessons about life from it. Summary   Ã‚  Ã‚  Ã‚  Ã‚  The Great Gatsby was set in the 1920’s. It’s about the lives of a group of people who all become entangled in a web of, lying, scandal, and cheating together. Nick Carraway lives a â€Å"normal† life on Long Island, until he meets his neighbor, Jay Gatsby. Parties went on every weekend, and Nick

Information and Communication Technology

Spending on information and communications technology in 2005 Information and communications technology or information and communication technology,[1] usually called ICT, is often used as an extended synonym for information technology (IT) but is usually a more general term that stresses the role of unified communications and the integration of telecommunications (telephone lines and wireless signals), intelligent building management systems and audio-visual systems in modern information technology. ICT consists of all technical means used to handle information and aid communication, including computer and network hardware, communication middleware as well as necessary software. In other words, ICT consists of IT as well as telephony, broadcast media, all types of audio and video processing and transmission and network based control and monitoring functions. The expression was first used in 1997[3] in a report by Dennis Stevenson to the UK government[4] and promoted by the new National Curriculum documents for the UK in 2000. ICT is often used in the context of â€Å"ICT roadmap† to indicate the path that an organization will take with their ICT needs. [5][6] The term ICT is now also used to refer to the merging (convergence) of audio-visual and telephone networks with computer networks through a single cabling or link system. There are large economic incentives (huge cost savings due to elimination of the telephone network) to merge the audio-visual, building management and telephone network with the computer network system using a single unified system of cabling, signal distribution and management. See VOIP and Intelligent Infrastructure Management (IIM). This in turn has spurred the growth of organizations with the term ICT in their names to indicate their specialization in the process of merging the different network systems. Information and Communication Technology Spending on information and communications technology in 2005 Information and communications technology or information and communication technology,[1] usually called ICT, is often used as an extended synonym for information technology (IT) but is usually a more general term that stresses the role of unified communications and the integration of telecommunications (telephone lines and wireless signals), intelligent building management systems and audio-visual systems in modern information technology. ICT consists of all technical means used to handle information and aid communication, including computer and network hardware, communication middleware as well as necessary software. In other words, ICT consists of IT as well as telephony, broadcast media, all types of audio and video processing and transmission and network based control and monitoring functions. The expression was first used in 1997[3] in a report by Dennis Stevenson to the UK government[4] and promoted by the new National Curriculum documents for the UK in 2000. ICT is often used in the context of â€Å"ICT roadmap† to indicate the path that an organization will take with their ICT needs. [5][6] The term ICT is now also used to refer to the merging (convergence) of audio-visual and telephone networks with computer networks through a single cabling or link system. There are large economic incentives (huge cost savings due to elimination of the telephone network) to merge the audio-visual, building management and telephone network with the computer network system using a single unified system of cabling, signal distribution and management. See VOIP and Intelligent Infrastructure Management (IIM). This in turn has spurred the growth of organizations with the term ICT in their names to indicate their specialization in the process of merging the different network systems.

Persuasive Essay On Marijuana - 918 Words

Marijuana isnt as bad as people say it is. These are reasons why marijuana isnt as harmful for your body for you as you think. There are actually many benefits from marijuana that can help you. Marijuana can help people more than harm them,everybody says that marijuana is bad for you but it is the only drug that actually has medical benefits. Such as glaucoma, marijuana can help prevent and treat glaucoma, which increases pressure of the eyeball. The pressure in the eyeball can cause of vision due to damaged nerves. These effects of the drug may slow the progression of the disease, preventing blindness. Medical marijuana is available in several different forms. It can be smoked, vaporized, ingested in a pill form or an edible version†¦show more content†¦So when people say that marijuana is harmful they dont know all the benefits that marijuana actually has for the human body. So they try to make it sound like marijuana is a bad thing, but its actually more helpful than it i s harmful. the amount of cannabis required to have any effect on tumors is large; very large. In fact some experts say it is impossible for a person to take in enough cannabis to be effective. However, those who promote the use of cannabis as a cure for cancer suggest that by using cannabis oil it is possible to get enough of the active ingredient into the body and medical science supports them. So people cant overdose on marijuana, they would have to have an amount that mo person could physically put in their body at once. That proves that nobody can ever overdose on marijuana. Other proponents of cannabis claim that it’s not as dangerous as alcohol, and that it’s a peaceful drug: It has a calming and relaxing effect that must be associated with decreased anxiety. A new study highlights the drug’s potential anxiety relief effects. Alcohol kills 26,729 each year. The total deaths from marijuana annually is 0, so marijuana is safer than alcohol. Marijuana is also used for people who have stress. The chemicals in marijuana can be used to reduce stress for the people who have a lot of stress. It can also help with anxiety, but it only helps with it, it doesnt completely cure anxiety. If somebody is having really bad anxiety marijuana can helpShow MoreRelatedPersuasive Essay On Marijuana1056 Words   |  5 PagesMarijuana is known to most people in society, and those people that are aware of marijuana do not have a depth of knowledge of the history or the effects of marijuana Generations before us would use Marijuana for ropes because of the strength is was capable of but now people that hear the word marijuana would probably go straight with the idea that marijuana is useless and would not do the society or the economy any good. If the government were to legalize the use of marijuana then they would makeRead MorePersuasive Essay On Marijuana1944 Words   |  8 PagesMarijuana, also referred to as Cannabis sativa, is a drug w hose leaves and other parts of the hemp are smoked to cause an effect that is usually referred to as â€Å"high† by most people. Since the existence of the drug became known, the issue as to whether marijuana should be legalized or not is a debate that has been highly contested. Regardless of its negative effects, marijuana has been tested by the American Society and proven to be beneficial. The core purpose of the essay is to elaborate why marijuanaRead MorePersuasive Essay On Legalization Of Marijuana1096 Words   |  5 PagesThe legalization of marijuana has been debated to be a harmful substance for so long. Marijuana is a drug that is always being talked about all over the media. There is constant debate on whether it should be legalized or not. Its also, debated on if it were to be legalized, how would it would affect society. All these questions are things the government takes into account every day. There is a big divide between people’s beliefs on this matter . Some people think it should be, others think it shouldn’tRead MorePersuasive Essay: Legalizing Marijuana965 Words   |  4 PagesSunday March 29th Paper 3: Persuasive â€Å"Advantages of Legalizing Marijuana† Advantages of Legalizing Marijuana Marijuana use is on the rise, especially among teenagers and young adults. With the recent laws passed in eight states about legalizing medical marijuana , many stand divided when it comes to this never ending debate, but I firmly believe that this miracle working drug should be legalized throughout the United States. Marijuana is by far the most commonlyRead MorePersuasive Essay On Legalizing Marijuana1746 Words   |  7 PagesLegalizing Marijuana Can you imagine being just six-years-old and suffering from over three hundred violent seizures a week? From birth, Charlotte Figi suffered from a rare form of epilepsy, which caused these seizures. After trying everything to help Charlotte, her parents finally decided to try medical marijuana, and it worked! Charlotte still had seizures, but now, she had maybe two or three seizures a month instead of three hundred a week. Charlotte’s story and many similar stories, alongRead MorePersuasive Essay : The Use Of Marijuana1368 Words   |  6 Pagesknow, you have to smoke more than 15,000 joints in less than 20 minutes to overdose on marijuana? That’s also physically impossible. Today, more than 1 in 3 people have tried the substance marijuana. People who try it might think smoking marijuana is cool. They might try it without knowing what it is or what affects is has on you. From pain relief to stimulating the appetites of patients on chemotherapy, marijuana seems to have plenty going for it as a medicine and also an illegal substance. OnceRead MorePersuasive Essay Benefits Of Marijuana1220 Words   |  5 PagesBenefits of Marijuana Marijuana, also known as cannabis, is a plant used to produce hemp fiber and as a psychotropic drug. There are many ways to consume the plant, but most often, it is consumed through a cigarette. Over many years, marijuana has been looked at as a gateway drug and something attached to violence and addiction. Users of marijuana have been stereotyped to abuse the drug to get high rather than to medicate their bodies. The hip-hop and hippie communities shed a light on marijuana that gaveRead MorePersuasive Essay About Marijuana1073 Words   |  5 Pagesmisconception about Marijuana that a variety of people believe. This is because they do not know the history of it and what is in the Marijuana that makes it, what people say is â€Å"addictive.† They also probably do not know that there are disadvantages and advantages of using Marijuana. At the end of the day, it is really the choice of the user. But people should become more aware of where Marijuana originated from, what it is made from and the pros and cons of smoking it if they choose to. Marijuana has a longRead MoreEssay on Legalizing Marijuana-Persuasive Outline941 Words   |  4 PagesBilly Bob Joe Good Example Persuasive Speech Outline Purpose: To persuade my audience to: support the legalization of marijuana, because of it being able to provide many medical as well as economic benefits for the United States if legalized. Thesis Statement: Marijuana has been regarded as a harmful plant that can endanger lives and is thought to be nothing more than an extra problem to be dealt with in today’s society. However, based on its economic value and medical benefits, theRead MoreEssay On Persuasive Speech About Marijuana799 Words   |  4 Pages I must tell you something, and I know it will upset you, I tried marijuana last night. The words from my friend’s mouth slapped me across the face, I can almost feel the sting now as I recall the experience to you. As her words sunk in I started to wonder if our friendship could survive such a betrayal of trust. Forgive or not, this is the dilemma I found myself in as I listened to my best friend confess that she did something we both promised each other we would never do. She and I met at a fish